About Us

Cars On Terms is a member of the National Credit Providers Association and the Credit Investments Ombudsman service, as well as a  holder of an Australian Credit Licence and Motor Dealers Licence. 

So you can be assured of:

1. Quality Vehicles, Warranty's and a Code of Conduct that are governed by the Property Agents and Motor Dealer's Act. 

2. Finance that meets/exceeds the standards outlined by the Australian Credit Act.

We have both the personal and professional experience and the qualifications to help you and your family achieve the car and finance package that most suits their needs.

In-House Finance Specialists!

At Cars On Terms, we know you live differently, with different types of income, different lifestyles, different needs, and having experienced different situations in your life.

It is because we know this we try to understand you and your situation more then normal lenders.

How?
To us you are not a number, we personalise each and every application, assigning you your own case manager who will personally go through the application with you, to ensure we really understand your situation and what we can do to help you get approved.

Beyond this we work towards solving any credit issues which you may have. This along with with us being a Credit Reference Provider, licensed under the National Credit Act, means that a successfully paid off loan with us will improve you chances of getting credit in the future.

Search Our Stock

At Cars on Terms we have a great range of quality used vehicles.

You can be assured of quality Vehicles,  Warranty's and a Code of Conduct that are governed by the Property Agents and Motor Dealer's Act.

We have both the personal and professional experience, with the qualification to help you and your family achieve the car and finance package that most suits their needs.

With the volume of people we assist, new stock is arriving constantly. We often have more cars than are on our website. 

Please feel free to call or drop down to see us, in case the car you need has just arrived.